California Contractor Coverage

California Umbrella Insurance

Add an extra layer of liability protection above your existing policies to help protect your business, assets, and future from major claims.

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What It Covers

Umbrella insurance provides extra protection on top of your existing policies, like general liability, commercial auto, and workers’ comp.

Major accidents or lawsuits
High-cost property damage or injuries
Legal fees beyond your base coverage

It helps cover large claims that exceed the limits of your standard policies.

Why You Need It

One big claim can go beyond your policy limits and put your business at risk.

Umbrella insurance adds an extra layer of protection to help safeguard your business, assets, and future when a severe claim exceeds what your underlying policy will pay.

For contractors working on larger projects, around the public, or with higher exposure, umbrella coverage can provide valuable peace of mind.

What Affects Pricing

Your cost depends on:

Your current coverage limits on underlying policies
Type of work you perform
Business size and revenue
Claims history

Umbrella policies are typically affordable for the amount of extra protection they provide.

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Need Extra Liability Protection for Your Contracting Business?

We help California contractors compare umbrella coverage options so they can add another layer of protection above their existing policies and better prepare for large claims.

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