California Inland Marine Insurance

What It Covers

Inland marine insurance protects your tools, equipment, and materials while they’re in transit or on a job site.

• Stolen tools or equipment
• Damage during transport
• Equipment damaged on-site

Why You Need It

Your tools and equipment are not always covered under general liability or commercial auto.

Inland marine fills that gap—so whether your gear is in your truck, being transported between jobs, or sitting at a job site, it has the protection it needs.

For contractors who depend on expensive tools, mobile equipment, and job materials, this coverage can help reduce out-of-pocket losses and downtime.

What Affects Pricing

Your cost depends on:

• Total value of tools and equipment
• Type of equipment
• Job site risk and locations
• Claims history

We help California contractors get the right level of protection without overpaying for unnecessary coverage.